Get HMO, Insurance, Investments and other employee benefits - all in just one membership.
Healthcare Insurance Investment Employee Benefits many more...

ICARE offers an affordable and hassle-free way for freelancers and small enterprises to get the benefits they need.

Get Your Membership Today!
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Why Choose ICARE?

All in One Care

ICARE provides all the basic benefits needed for every worker including HMO, Life and accident insurance, training and development, transportation, internet and more.

Affordability

The ICARE membership is the cheapest, full-set benefits package in the country.

A Group that gets you and cares for you

We know that hustle and we get the struggle and that’s why ICARE designed the product and process with the freelancer in mind.

Benefits

Backed by research and data, each ICARE membership provides members a full suite of benefits specifically designed for contractors, self employed individuals and freelancers.

Access to over 1000 hospitals and 5000 clinics nationwide. Check here.
Up to 50,000 Annual Benefit Limit for in-network health care including

Health Benefits
Access to over 1000 hospitals and 5000 clinics nationwide. Check here. Up to 50,000 Annual Benefit Limit for in-network health care including
  • No fault coverage - benefit is still applicable regardless of cause of injury
  • 100% Pre-existing conditions covered - benefit will cover pre-existing conditions prior to membership coverage e.g. hypertension, diabetes, etc.
  • 100% Congenital diseases covered - benefit will cover conditions and diseases present from birth
  • Rolling Enrollment Program - all members will get full 12 months coverage regardless of time of membership activation
  • Activated Immediately - 1 week turn-around time for membership activation
  • Emergency care
  • Outpatient care including all consultations and *procedures not requiring confinement
  • Inpatient care including small private room, board, doctors fees, required laboratories and tests
  • Diagnostic tests and laboratories as requested by accredited physician including X-ray, CT Scan, Ultrasound, CBC, Urinalysis, etc.
  • Dental care including two (2) oral cleaning services, unlimited consultations and emergency dental procedures (via emergency care)
  • Optical care including consultation and emergency optical procedures (via emergency care)
Life Benefit
  • Life and Accident insurance of up to 100,000.00 claimable upon permanent disability, dismemberment or accidental death.
Transportation Benefit
  • 30 pcs. of ₱100 promo vouchers for Grab rides (used within the Grab app)
Other Member Perks
  • DELOS REYES OPTICAL
    • Free comprehensive eye exam worth ₱500
    • Every member gets minimum of 10% discount in select products of Delos Reyes Optical nationwide
    • Get additional discount of 10% above standard offer on any brand and type of prescription and frames

Instant Everything

Sandy, our charming artificial intelligence agent, will craft the perfect insurance for you. It couldn’t be easier, or faster.

90 Seconds
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3 Minutes
To get paid